Home Insurance

Craftsman-style home exterior featuring mixed siding, stone veneer accents, an arched covered entryway with a red door, and an attached two-car garage

In most cases your home is your most valued possession. At Lydon & Murphy Insurance we pride ourselves on protecting your home as if it was our own. We can help you with your home insurance in Norwood, MA

At Lydon & Murphy Insurance we work with our insureds to build the best policy that fits their individual needs. After a major loss the last thing you want to worry about is whether you have coverage or not and we make sure we avoid this situation. We do this by performing risk analysis on the individual and the home itself. What this does is let us find out all the details about the home and what needs to be protected.

In today’s market we strongly recommend that our insureds combine their homeowners insurance in Norwood, MA and auto insurance in Norwood, MA with the same company. The reason being that insurance companies are offering great discounts if you bundle the two together. Often times saving insured hundreds of dollars.

If you are interested in Homeowners Insurance in Norwood, MA or have any questions please contact us and we will be happy to help!

FAQs

When choosing a homeowners insurance policy, it’s important to consider your coverage limits, deductible, liability protection, and any optional endorsements you may need. If you’re shopping for homeowners insurance in Norwood, our team can help you compare your options and find coverage that fits your needs.
Many homeowners insurance policies help cover wind damage caused by storms or other severe weather. Coverage details and deductibles can vary based on your policy and location, so it’s a good idea to review your coverage before storm season arrives.

Yes. If you’ve remodeled your home, added a room, or completed other major improvements, it’s important to update your homeowners insurance. These changes may increase your home’s rebuilding cost and affect the amount of coverage you need.

Many homeowners insurance policies cover built-in appliances if they’re damaged by a covered loss, such as a fire or windstorm. Other household appliances may also be covered under your personal property coverage, depending on your policy.

Your home is one of your biggest investments, and homeowners insurance helps protect it from unexpected events like fires, storms, theft, and liability claims. Having the right coverage can provide valuable financial protection and peace of mind. Homeowners in Norwood can count on our agency to help them choose the right policy.

In many cases, homeowners insurance helps cover roof damage caused by covered perils such as hail, wind, or falling trees. However, damage resulting from age, normal wear and tear, or poor maintenance is generally not covered.

Reviewing your policy regularly is one of the best ways to make sure your coverage keeps up with changes to your home and lifestyle. If you’re unsure whether your current policy provides enough protection, we’re happy to help you review your coverage.

Homeowners insurance may cover broken windows if they’re damaged by a covered event, such as a storm, vandalism, or accidental damage from a covered peril. Coverage depends on the cause of the damage and your specific policy. Homeowners in MA can contact us with questions about their coverage.

Yes! Newly built homes should be insured as soon as you take ownership. A homeowners insurance policy can help protect your new home from covered losses, just as it would an existing home.

Insurance can sometimes be confusing, especially when it comes to understanding coverage limits and exclusions. If you live in Norwood, our team is here to answer your questions and help you feel confident about your homeowners insurance coverage.